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Certificates of Deposit* (Effective: May 1, 2008)
Program	Term	APY	Min. Deposit
CDs	6 months	2.27%	$2500
	1 years	2.53%	$2500
	18 months	2.78%	$1000
	2 years	2.78%	$2500
	30 months	3.04%	$2500
	3 years	3.04%	$2500
	4 years	3.30%	$2500
	5 years	3.30%	$2500
*Annual Percentage Yield (APY) subject to change. Substantial penalty for funds withdrawn prior to maturity on all CD accounts. Special rates and terms available, please contact us for details.

Deposit Rates* (Effective: May 1, 2008)
Program	Minimum Daily Balance to earn APY	APY
Premier Money Market Account	$0   to  $74,999   0.50 % Over $75,000   3.04 %
Money Market Account	$0   to  $24,999   0.50 % Over $25,000   1.51 %
NOW Checking	$100.00	0.35%
Super NOW Checking	$0   to  $1,999   0.50 % Over $2,000   1.12 %
Regular Savings	$25.00	0.60%
*Annual Percentage Yield (APY) subject to change.

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